Question by casey_leftwich ?????: Now that Xmas is over, how do you strategy to pay off your credit card debt?
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I like to use my credit card since it has rewards. So, I’ll use my card then immediatley pay it off and gather on my rewards. Each dollar I spend, I get three points. I can redeem the points for issues like present cards, residence furnishings, vacations, and points like that.
Greatest solution:
Solution by Funk Master
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What do you assume? Solution below!


{ 22 comments… read them below or add one }
I pay cash for everything so I don’t have to worry about it.
I don’t even own one.
Not a problem for me….I used good ole american cash for all my gifts this year ( i hate credit card debt ) !!!!!!!!!!
I got rid of all my credit cards 20 years ago……….
I have no worries about that! Yay!
I paid for everything in cash this year so I wouldn’t have to worry about it. I’m not big on spending money I don’t have.
Out of my checking account, pay off my credit cards every month.
don’t have one
I don’t have any credit cards so I don’t have to worry about that.
Thankfully I did not get into any debt~just dipped into my savings.
No Credit Cards Allowed Here…!!!
Cash only this year! Whoooo Hoooo!!
I did not use credit cards.
this year I paid for everything with cash, did not use a credit card once
I didn’t use my credit card. I just paid cash for everything.
i always pay the credit cards off when i get my tax return. this coming year i once again am telling myself i will not use them-yeah right!
I dont have a credit card.
Didn’t use one this year….cash only!
I plan to pay it off just before Christmas 08.
I have destroyed all my cards and are slowly but surely paying them all off
Sell my first born!
I have no idea how Im going to pay them off…I racked them pretty high this yr. I may have to pick up a second job.