Query by WM: Are there any help plans for people with credit card problems?
My husband got us into large debt and lied about for a long time. We ought to go bankrupt if we can not get an equity line of credit. Are there any help groups out there for him. He is nonetheless in denial. This could ruin our marraige!
Very best answer:
Solution by TaylorProud
Buyer Credit Counseling
Dave Ramsey Monetary Peace University
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Sounds like going bankrupt would be a better solution for your marriage. I think you have to do manditory credit counseling too.
You can go for a credit counseling company. Credit counseling is a very common form of online debt consolidation. It is also known as credit card consolidation.
Credit counseling helps to make one payment directly to them, which then they distributes to your creditors. Most times, a credit counseling agency will be able to lower your monthly payments by getting interest rate concessions from your creditors by contacting your credit card companies and negotiating for lower interest rate on your behalf.
Here is the source of a credit counseling company named http://ezconsolidation.com for your reference.